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Getting a payday advance is easier than ever. In fact, every borrower who has the job for at least the last 90 days and a checking account that is valid for least 90 days can apply for payday loans.
To get the loan online you just need to provide your personal information. A representative of the lending company may need to call you if they need additional details. You can borrow as little as 100 or up to 1,000. As usual, the money must be repaid in a standard pay period. You will find companies that allow you to extend your payments from 90 to 180 days.
Most of the time, the APR for short term loans ranges from 260. 71 to 1825. 00, though this can vary somewhat. Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds.
Please see below for a cost comparison. вЂў Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173.