Payday loans are only legal in certain states, click to visit the website for the Consumer Federation of America to learn about your state's law. Wichita payday loans. Some lenders say they cash advance loans modesto california beyond the law because theyre based offshore. Check with state authorities to see if the loan is illegal, and if it is, close your account.
Taxi payday loans. If someone makes you a loan thats illegal, either because they dont have a license or they violate usury laws, youre not under any obligation to pay it back, said Norman Googel, an assistant attorney general in West Virginia. Regulators in some states that license payday lenders routinely advise borrowers to follow Coons example.
Its illegal to make a loan without a license, explained Deborah Bortner, the departments director of consumer services.
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