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Housing loan vs personal loan

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Housing loan vs personal loan

You're not alone. It is estimated that approximately 4. 5 million Australians have less than one weeks wages in their bank accounts, with more than half unable to source 3,000 for emergencies. Our loans are 100 online using the latest technology and highest security and the simple and straightforward questions that we ask means that you can find out whether you're likely to be approved in just a matter of minutes. Our swift online process via our sister company Oz Cash Loans also means that theres no paperwork, no face to face meetings, and once approved we transfer the money from our account within the hour.

Its that easy. If we can't help you with a loan directly, we'll try to find another small amount lender who is willing to take housing loan vs personal loan further look into your loan application.

Housing loan vs personal loan

Even if you are in high income range, your fixed monthly obligations should not be in excess of 60 of your in hand monthly income. Whatever be your salary range, if your FOIR is higher, it would be a good idea to either: lower your existing EMIs with a balance transfer loan or find additional source of income to lower your FOIR. This will increase the chances of your Insta Loan application, should you ever want to avail it in future if the need be.

Job Stability Employer: Salaried Employees of top-notch companies and MNCs have a secure and stable future and hence employment. In contrast to this, small and medium companies, proprietorship and start-ups do not have a secure future and there is housing loan vs personal loan a risk involved that these can shut-down anytime, jeopardizing their employees financial future. Any lender will always prefer an employee of a MNC over an employee employed with a start-up.

Also the employees of top companies get additional relaxation in the rack interest rates of any loan. Another important factor considered is job stability. Housing loan vs personal loan becomes for any lender to gauge an applicants eligibility if they have a stable and continuous career. This helps lender to analyze the financial condition of the applicant and their repayment capability.

Housing loan vs personal loan

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Housing loan vs personal loan