When you need money, take one of the special checks well provide you, fill it out with the exact amount you need, and sign it. You can use this check to deposit money in an account or pay a third party for a purchase.
Alternatively, you may request the line be used as overdraft protection on your Independent Bank checking account at the time of your application. With a line of credit, you only pay interest on the amount you use, when you use it. The line can be paid down at any time and drawn on again up to the credit limit as long as the account remains in good standing.
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Take heed of these requirements. Metrobank Loan Requirements. OFWs abroad are eligible for a Metrobank loan based on a different set of eligibility requirement. Aside from the completely filled application form, to get approved, there are other requirements OFWs must bring with them if they wish to avail direct personal loan.
Here are those: For Identification Government issued ID card Latest ID photo (1 x 1 or 2 x 2) Any one (1) of icici personal loan interest rate 2017 following: 3 months payslips Latest Income Tax Return (ITR) Certificate of Employment with details on salary, position and length of service (original if OFW) Source of Repayment: Land Based Certificate Of Employment with e-mail of employer Sea Based Latest POEA Contract For Self Employed 6 months bank statement with BOO Certification of No Overdraft Charges Latest Income Tax Return 3 months of pay slips (original) 6 mos.
proof of remittance (bank soa passbook) Collateral Requirements Land Based Certificate Of Employment with track personal loan application bajaj finance of employer Sea Based Latest POEA Contract Transfer Certificate of TitleCondominium Certificate of Title Tax Declaration House Plans Bill of Materials Building Specifications (for construction loans) OR Contract-to-Sell (CTS) or Reservation Agreement (RA) How to Apply for a Personal Metrobank Loan.
Follow these easy steps when applying for a Metrobank personal loan. Visit the nearest Metrobank Branch in your area.
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