I'm quite frightened, as all I can do is rent a room somewhere. I don't even know where to start. He is obligated to give me nobelieve me, I've checked no such thing as common law marriage in California or the state we're in now. Christine, I certainly see the spot you're in.
I really can't tell you what to do. I would certainly contact the legal aid organization in your indusind bank personal loan details to see if they can help.
They would probably advise you that you are what is commonly called judgment proof, but the more proper term is collection proof. A creditor (including the payday loan companies) could sue you and get a judgment against you, but probably couldn't collect anything on it, so filing bankruptcy would not be necessary at this time. Good luck.
Dba Check City, a payday lender, is licensed by the Virginia State Corporation Commission. License PL-21. Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
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Each months salary credit becomes a planning ground on listing priorities with more important needs on the top and keeping the lesser ones for later or next month. All of us have to play this jigsaw puzzle of arranging these requirements in our own order and finally complete it.
This is a major reason why most people are not able to create any long term financial plans since they are too busy managing their monthly budget. Considering this situation, there is no room to handle any unwanted situation like a sudden medical emergency or automobile failure. While some of us are lucky enough to have a decent savings, most people have to rely on arranging money from various alternative sources like borrowing money from a friend or relative.
This may not be possible every time and has its own consequences.