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The point I kept reiterating was I needed a lower payment. PERIOD. So, they showed me a new car with 16 miles on it. I looked puzzled and asked what the payment would be. They said it would be less than I was paying personal loan kerja swasta. So, I was asked to get my wife to co-sign.
We signed the papers and went out front to get into our new car. The desk manager came out and handed the keys to our trade in to us.
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