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Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score.
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That doesnt sound so bad until you remember that the loan term is only two weeks. On a yearly basis, it works out to an APR of 391. No Credit Check. Banks check your credit before giving you a loan to figure out how much to charge you.
If your credit is really poor, you probably cant get a loan at all. But you dont need good credit or any credit to get a payday loan. All you need is a bank account, proof of income (such as a pay stub), and an ID that shows youre at least 18 years old. You can walk out with your money in less than an hour a major reason these loans appeal to financially desperate people.
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Were Committed To Service, Speed Security.
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